PSOAS collaborates with LähiTapiola to provide PSOAS tenants with a discount on home insurance. This article has been produced by LähiTapiola.
You may have pots, you may have bed sheets… but what else do you need when moving into your first home or from one student apartment to another? When packing up for a move, it’s easy to forget that home insurance is an essential necessity.
There’s never a good time for unpleasant surprises, and water leaks, broken items and theft are not something anyone wishes for. Home insurance helps you get through these situations – and it’s also there for you if you damage someone else’s property or need legal assistance. The scope of your insurance determines what the insurer is willing to cover in the event of a claim.
Comprehensive home insurance cover just a few clicks away
Home insurance is an affordable purchase that fits within a student’s budget. Students get LocalTapiola’s home insurance at a student-friendly price. The price of home insurance depends on factors such as the scope of cover and the size and location of your home.
The most suitable home insurance for students and young people depends on their individual life situation and needs. Comparing insurance options and purchasing the right policy for you is easy at lahitapiola.fi. It’s also worth switching to paperless service right away – you’ll save the environment, and your insurance documents will never get lost! The easiest way to transact is of course through our LocalTapiola app, where you can check and manage your insurances anytime.
Remember that the cheapest option isn’t always the best. By comparing the content of different insurance products, you can find the one that suits you best. For example, if you have valuable hobby equipment, it’s worth paying attention to the deductibles and maximum compensation limits included in the policy.
Roommates should have their own toothbrushes – and home insurance policies
For tenants, home insurance gives peace of mind, as it protects their home contents, including items like furniture, domestic appliances, laptops, mobile phones, clothing and a variety of hobby items. Cover also applies to the cupboards, cabinets and surface materials of your home.
When you share a flat with other people, everyone should arrange their own home insurance cover, even though you can share other housing costs flexibly. If you live with a partner or a family member, one home insurance policy is enough.
When you move inside Finland from one permanent home to another, home contents cover is in force during the removal and at both homes for up to two months, provided that you have possession of both homes. Remember to immediately notify your insurer of the details of your new home.
The many faces of home insurance
LocalTapiola’s Premium home insurance is our most popular option. In your home insurance policy, you can also choose to include the Premium Plus cover for home contents, which covers the restoration of files, for example.
A basic level insurance works well if you do not need cover against breakage and breakdown. A basic level policy is more affordable, and it protects your home and property against fires, water leaks, theft and more. While you’re at it, also insure your luggage abroad at an affordable price and without a deductible. It is cheaper to get luggage cover together with a home insurance policy than to purchase it separately.
Home insurance is also there to protect you if you are forced to temporarily move out of your home after a fire or a water leak and need a temporary place to stay.
Maximise your zen. We’re there to help. Relaxing is easy when you have insurance with LocalTapiola to protect you. Buy online to get 30% off on home contents insurance for one year. This campaign runs from 22 June to 30 September 2026. You also get S Group Bonus on your new home insurance.
Read more here: lahitapiola.fi/psoas.
PSOAS offers rental apartments for students in Oulu
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